International Surrogacy

Search in blog

Shop By

  • Keyword
  • Release date
  • Tags

Search in blog mobile

Shop By

  • Keyword
  • Release date
  • Tags
Tuesday, 22 February 2022 03:57

How to Finance the Cost of Ukrainian Surrogacy?

One of the important factors which motivate couples to explore Ukrainian surrogacy is that surrogacy in Ukraine costs so much less than in the US with even more favorable legal protections for intended parents. The cost of gestational surrogacy in Ukraine can be as little as 25% of the cost of surrogacy in the US.

There are guaranteed surrogacy programs in Ukraine that guarantee a live birth. For couples who have experience great loses and struggles to have a child, these are attractive and reassuring.

This article will present ideas for financing the cost of surrogacy in Ukraine.

Still, surrogacy is not a small financial step. The cost of a surrogacy program is a significate expense.

There are many options for financing Ukrainian surrogacy. The first call should always be to an accountant and/or financial advisor for their professional advice and recommendations.

Options for Surrogacy Financing

Friends and Family

Often couple’s parents might be wishing for a grandchild as much as their children would like a son or daughter! This may be the most generous source of financial support. Parents, relatives and close friend understand like no one else what a couple have struggled through to try to have a child.

Pros: They know and love intended parents.

Cons: A couple may want to keep their surrogacy journey private. They may be too emotionally involved.

Pace the Payments and Cash Flow

Delivering Dreams International Surrogacy Agency’s team do all they can to make surrogacy experience for each couple as stress free as possible. That includes the financial aspects. Since payments for all Ukrainian surrogacy programs even guaranteed live birth surrogacy programs are spaced over the entire surrogacy journey, there are times when intended parents can pause for as long as they need to be able to control their cash flow.

Some examples are if intended parents are shipping sperm or embryos. A couple can ship them and then pause before either the IVF cycle or embryo transfer. Egg donors can be reserved for donations months from when intended parents choose them, providing a waiting period to gather funds together. After doing IVF it is possible to pause before a couple choose a surrogate and start her stimulation for embryo transfer. These “breaks” make it possible to slow down the surrogacy process to help ensure intended parents are financially ready for the next step and the next payments.

After starting stimulation of a surrogate for embryo transfer there is no stopping or slowing down!

Pros: No additional cost. Spaces out payment.

Cons: Will increase the length of the surrogacy process. Does not provide additional funding.

0% Credit Cards

In the US, especially in the last few years, there have been a number of banks offering 0% credit cards. Some have no interest for up to 18 months. Although credit card interest is steep, this might be an ideal way of managing cash flow by providing intended parents the flexibility of making surrogacy payments that will be due over the course of the pregnancy while saving the money to pay off the credit card.

Pros: Helps manage cash flow.

Cons: If the balance is not paid off on time the interest is very high. Mostly available in the US. Availability and credit offered depends on credit history.

Local Bank Loans

We recommend avoiding the huge banks. If there is a neighborhood bank or credit union this should be the very first stop for a loan. The interest is most often far below anything a credit card would demand.

Pros: Lower rates. Confidentiality.

Cons: Interest will vary depending on intended parents’ location, bank and credit history.

Refinancing a Home

This is a big step and should only be done with the advice of financial professionals. Depending upon the equity in the home, refinancing the mortgage could be a viable option.

Pros: Relatively easy. Low mortgages rates currently

Cons: This can be financially risky.

Financial Partner

Delivering Dreams International Surrogacy Agency works with a financial partner to offer loans up to $35,000. The amount of the loan and the interest rate depend on a credit score and credit history.

Pros: Independent and confidential.

Cons: High interest rates. Only available to US citizens. Amount of the loan and interest rates vary with a credit history.

Sources to Pay the Cost of Surrogacy With No Reimbursement

Crowd Funding

There are a number of popular crowd funding sites. Most cater to a particular audience. Kickstarter for example, is a platform that attracts investors to start-up companies. GoFundMe is probably the most diverse and well known. If intended parents invest the necessary energy and time it can be a good source of funds that have no interest attached and don’t need to be repaid. To be successful it takes time and commitment to truly make intended parents’ cause resonate with potential donors.

Pros: Donations are interest free and do not need to be reimbursed.

Cons: These sites are very public. For couples that value privacy and confidentiality this is not a good option.


Sadly, there are not many grants for IVF and surrogacy available. Still, it pays to do a thorough internet search. From time to time there are some available.

Pros: Grants are basically free money that does not have to be paid back

Cons: Requires work to find and apply for and lots of competition to get.

With all these options, surrogacy can be affordable to many.

Read 563 times


We have been very satisfied, I have been comfortable at the clinic and with my doctor. I was heard. I could ask any questions. I like you have hu-mor, despite the circumstances. Great clinic. Your service has been very good. You have been a huge support and very spacious. You have been available 24 hours a day. You have the answer to all the questions we have been asked. You have accommodated our nervousness, you have rejoiced with us, you have been there throughout. I could not have wished ...
Read more
A and S
The communication with surrogate is easy and better than what we expected. The updates are provided as scheduled with occasional surprises
The support was great. It was easy on us that the coordination was done by the delivering dreams team while being completely transparent with us on the progress. The communication with the delivering dreams team was always fast, responsive, and easy.
E and K
Thank you kate. You have been great today and all the other days ❤ you are a great team. We are very satisfied and happy for your help.
We were confident before in our choice, but this experience has confirmed beyond any doubt that we choose the best agency.
I loved working with Susan and her team and highly recommend them to anyone considering her services. She's is great at every aspect of a process and knows how to handle delicate matters.
Diana Lyakhovetska
Susan truly understands the needs of parents using surrogacy, and offers comprehensive emotional support to parents as they experience the journey!
Christine Hughes Pontier
The team at Delivering Dreams is amazing! Their attention to detail and ability to put your mind at ease while growing your family is like none other. They handled everything for us, and I never once doubted they would help us accomplish our dreams.
Margaret Jones
I’ve known Susan for several years now, and I’ve always been impressed by her attention to her clients’ needs. I’ve known her to work ardently and diligently to solve whatever challenges, no matter how unique, that prevent her clients from completing their families. She is a problem-solver, and she earnestly believes in providing the best options and in making surrogacy opportunities realities: this is not merely a business for Susan. She will help customize the process for your needs and to ...
Read more
Mary Woods
Susan has a keen sense of business and goes to the max to solve her clients’ problems. She is super knowledgeable on business, laws and how things work in surrogacy in general, and specifically on Ukrainian surrogacy. She is an advocate for transparency in a market that’s often opaque and full of hidden risks. I really enjoyed working with Susan. She really pays attention to detail and was always looking out for my best interest above all. Highly recommend!
Laurie Tham
Delivering Dreams goes above and beyond what other surrogacy agencies offer. After speaking with Susan, I see how they anticipate every part of the process, down to details that I had never even considered. I didn’t know what I didn’t know! Surrogacy can be really complicated and confusing. What an amazing sense of relief to have a company so dedicated to managing the WHOLE process and taking away as much of the stress as possible.
Kate Varness
I have gotten to know Susan through a group where we are members. I have found her to be a genuine and caring person. Her consideration for others and love of her work with Ukrainian surrogates and parents-to-be are evident in all her decision making. She is passionate about being a force for the greater good and helping where she can. I have been amazed at the way she is able to smoothly navigate the complicated maze of requirements in the surrogacy process. I am happy to give her my highest...
Read more
Rose Anne Barbour Huck
Susan Kibler is kind.  She clearly loves those she works with and loves what she does.  Susan listens deeply and compassionately and can make you laugh all in the space of one conversation.  She is wonderful!  If you are feeling worried, she'll hear you.  If you have questions, she will find answers for you. If you need help, she does her very best to support you.  I feel so fortunate to have found her and imagine you will too.
Frances Russell
Susan has the ability to really connect on a personal level quickly.  I have found her easy to talk to and have been so grateful for her guidance.  She is one of those people who offers so much to her clients.  She sees the big picture and has a heart for the most intimate concerns.  She is highly skilled and able to manage what can certainly be challenging and uncomfortable experiences, making them feel easier.  She will take charge at the perfect times and guide you when you really need her...
Read more
Susan Seare
The international surrogacy world is complicated. Susan Kibler knows its ins-and-outs. She knows the people and outfits you can trust and the ones to avoid. She insists on the best for her clients and handles the details so they don't have to worry about them. If you want to take the international surrogacy journey, you can trust Delivering Dreams International Surrogacy Agency to guide you on that path.
Nancy Linnerooth
My friend and I had a positive experience working with Susan. Susan is always super responsive and caring. She is very professional, helpful and reliable. My friend has soo much troubles trying having a baby for many years. My friend and her husband were about to give up their dream of having a baby. Susan Kersch Kibler found the way to help. She has unlimited energy, attentive to detail and super efficient. Great to work with!
Polina Clend
Susan is passionate about helping people become families. She is a trustworthy confidant to have on your side.
Kristen Ancker
Our experience with Delivering Dreams has been overwhelmingly positive. The team seems to be genuinely dedicated to helping us to realize our dream of having a child. The constant communication leading up to the trip and the numerous touch points made us feel comforted in what has been a very challenging and uncomfortable situation. We always had streamlined communication through the group chat and was frequently checked on during our stay.

Under Ukrainian law, surrogacy is a legal affordable option for traditionally married couples to have children using their own embryos, or with either an egg or sperm donor. There must be a medical reason you can’t carry a child. You are also able to participate if you have had 4 unsuccessful IVF attempts.


Under Ukrainian law, surrogacy is a legal affordable option for traditionally married couples to have children using their own embryos, or with either an egg or sperm donor. There must be a medical reason you can’t carry a child. You are also able to participate if you have had 4 unsuccessful IVF attempts.

delivering dreams international surrogacy agencytaxi how muchupdown