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Saturday, 23 October 2021 05:26

Navigating Family Building Costs: Fertility Financing Part 2

0% Credit Cards: In the US, especially in the last few years, there have been a number of banks offering 0% credit cards. Some have no interest for up to 18 months. Although credit card interest is steep, this might be an ideal way of managing cash flow by providing intended parents the flexibility of making surrogacy payments that will be due over the course of the pregnancy while saving the money to pay off the credit card.

Pros: Helps manage your cash flow.

Cons: If the balance is not paid off on time the interest is very high. Mostly available in the US. Availability and credit offered depends on credit history.

Local Bank Loans: We recommend avoiding the huge banks. If you have a neighborhood bank or credit union this should be the very first stop for a loan. The interest is most often far below anything a credit card would demand.

Pros: Lower rates. Confidentiality.

Cons: Interest will vary depending on your location, bank and credit history.

Crowd Funding Sites: There are a number of popular crowd funding sites. Most cater to a particular audience. Kickstarter for example, is a platform that attracts investors to start-up companies. GoFundMe is probably the most diverse and well known. If you invest the necessary energy and time it can be a good source of funds that have no interest attached and don’t need to be repaid. To be successful it takes time and commitment to truly make your cause resonate with potential donors.

Pros: Donations are interest free and do not need to be reimbursed.

Cons: These sites are very public. For couples that value privacy and confidentiality this is not a good option.

Refinancing your home: This is a big step and should only be done with the advice of financial professionals. Depending upon the equity in your home, refinancing your mortgage could be a viable option.

Pros: Relatively easy. Low mortgages rates currently

Cons: This can be financially risky.

Our Financial Partner: Delivering Dreams International Surrogacy Agency works with a financial partner to offer loans up to $35,000. The amount of the loan and the interest rate depend on your credit score and credit history.

Pros: Independent and confidential.

Cons: High interest rates. Only available to US citizens. Amount of the loan and interest rates vary with your credit history.

Grants: Sadly, there are not many grants for IVF and surrogacy available. Still, it pays to do a thorough internet search. From time to time there are some available.

Pros: Grants are basically free money that does not have to be paid back

Cons: Requires work to find and apply for and lots of competition to get.

Join Delivering Dreams’ Facebook group for intended parents considering Ukrainian surrogacy Intended Parents FB Group.

Schedule a call to get to know the Delivering Dreams team and get information for your particular situation: Schedule A Call

Media Contact:

Company name: Delivering Dreams International Surrogacy Agency
Name: Susan Kibler
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Tel.: +1 908 386 3864
Tel: +380 32 253-7541

website: www.international-surrogacy.com
Address: PO Box 36, 55 Main Street, Califon, NJ 07830

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Testimonials

I am very satisfied with the medical services. Coordinator Lyubov was always in touch, answered any questions quickly and clearly, and helped in any difficult situations. The level of personal support and genuine concern for my health and well-being was 100 percent. I am very pleased that I am going through the surrogacy program with this agency. I feel protected and confident. I really like the attitude of the agency, timely payments, and the curator and manager make sure that pregnant girl...
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Olga T.
I am very pleased to meet such beautiful and kind people Hello everyone, I'm Myroslava and I'm going through my SM program at the Delivering Dreams agency. I want to express a big thank you to the girls who cooperate with me, who worry about my condition, who are always in touch, and who always support me - Omelchuk Lyubov and Anna Levchenko. I've already been to a program and therefore I have something to compare it with, this agency and the staff are at the highest level. And also the doct...
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Myroslava
Hallo Oksana,  vielen Dank für Deine ausführliche Erklärung. Wir haben alles gut verstanden. Das zeichnet due Arbeit von Euch und Eurem Ärzteteam aus. So kann man gut vertrauen. Hello Oksana, Thank you very much for your detailed explanation. We understood everything well. This is what distinguishes the work of you and your medical team. This is a good way to trust.
German couple
One of the best teams and my program! Hello! I want to share my experience and my impression of my program, one of the best programs, and the team from the Delivering Dreams Agency! Great attitude, attentive staff, responsible! Always in touch 24/7! Lyubov Omelchuk is a wonderful person, she was with me from the first minute of implantation until the end of the entire program! I am grateful that Lyubov was always with me! People of their word! Staff who never let you down! I highly recommend...
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Anna Priazhnikova
DD is outstanding We have just returned home to California with our beautiful daughter who was born in Lviv. The Delivering Dreams team made our trip so easy and straightforward. From our arrival to Ukraine to our departure, they had everything covered. The constant communication from the team is amazing. All of our paperwork for the embassy was properly prepared and organized. I cannot recommend them enough, we are even thinking about having another baby with DD!
Andrey Frenkel
Thank you very much Dear Oksana, Thank you very much for the great news. We still can't believe it and are totally speechless. The work you do under these difficult conditions cannot be put into words. Thank you very much for that. Liebe Oksana, vielen Dank für die super schöne Neuigkeit. Wir können es noch gar nicht glauben und sind total sprachlos. Was Ihr für eine Arbeit leistet, unter den schweren Bedingungen,  kann man nicht in Worte fassen. Vielen herzlichen Dank dafür.
Couple from Germany
Very friendly, pleasant team I am very grateful to the international surrogacy agency Delivering Dreams for such a short period of experience that dispelled all doubts and the remains of incomprehensible questions that were before and during this program, but I had a wonderful curator Lyuba who did not leave me for a second even on distances?❤️ This is how experienced, pleasant, kind woman you want to go to the program at least immediately after finishing the first one! Very friendly, pleasa...
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Angelina
Thank you for the wonderful experience and the opportunity to help future parents. I also want to thank Lyubov Omelchuk (Delivering Dreams) for her kindness and empathy, she was always in touch throughout the program, especially since the rehabilitation course is based on the supervision and advice of the curator. My worries about the procedure were in vain because everything went perfectly, thanks to the 24/7 support of the curator and qualified doctors Дякую за чудовий досвід, та змогу...
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Angelina
I recommend this agency. I was a surrogate mother in this agency, I really liked everything. The doctors treated me well and explained everything clearly. Curator Lyuba and Anya are always in touch and answer all questions, always supporting. I recommend this agency. Я була сур мама в цьому агентство, мені все дуже сподобалося лікарі гарно відносяться, розповідають все доступно. Куратор Люба і Аня завжди на зв'язку і відповідать на всі запитання, завжди підтримують. Рекомендую це агентство.
Yuliia
Thank you very much for worrying about me.  I really want to start the program at Delivery Dreams agency. The doctors here are extraordinary. Coordinator Lyubov is also extraordinary, always in touch and worries about me. After the hysteroscopy, Lyubochka is on the phone with me 24/7. Thank you very much for worrying about me. I hope that my program will start soon and I will present the baby to the biological parents. Thank you for being there!?? Я дуже хочу почати програму в агенстві De...
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Nastya

Under Ukrainian law, surrogacy is a legal affordable option for traditionally married couples to have children using their own embryos, or with either an egg or sperm donor. There must be a medical reason you can’t carry a child. You are also able to participate if you have had 4 unsuccessful IVF attempts.

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Under Ukrainian law, surrogacy is a legal affordable option for traditionally married couples to have children using their own embryos, or with either an egg or sperm donor. There must be a medical reason you can’t carry a child. You are also able to participate if you have had 4 unsuccessful IVF attempts.